Call reports 2011
SELECT BANK & TRUST COMPANY — 2011
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 630,255,000 | 628,007,000 | 615,611,000 | 588,675,000 |
| Total loans | 461,604,000 | 458,523,000 | 439,410,000 | 417,624,000 |
| Allowance for loan losses | 10,118,000 | 10,431,000 | 10,450,000 | 10,034,000 |
| Securities available for sale | 79,437,000 | 76,813,000 | 74,735,000 | 67,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,668,000 | 540,014,000 | 528,301,000 | 502,431,000 |
| Interest-bearing deposits | 468,258,000 | 462,825,000 | 451,052,000 | 426,808,000 |
| Noninterest-bearing deposits | 74,411,000 | 77,189,000 | 77,249,000 | 75,622,000 |
| Equity capital | 59,755,000 | 59,249,000 | 59,223,000 | 59,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,944,000 | 15,755,000 | 23,379,000 | 30,499,000 |
| Interest expense | 2,166,000 | 4,285,000 | 6,300,000 | 8,126,000 |
| Net interest income | 5,778,000 | 11,470,000 | 17,079,000 | 22,373,000 |
| Noninterest income | 408,000 | 587,000 | 954,000 | 1,188,000 |
| Noninterest expense | 4,824,000 | 9,433,000 | 13,264,000 | 17,380,000 |
| Provision for loan losses | 1,164,000 | 3,706,000 | 5,900,000 | 6,218,000 |
| Pretax income | 174,000 | -1,108,000 | -1,177,000 | -140,000 |
| Income tax | -13,000 | -501,000 | -615,000 | -246,000 |
| Net income | 187,000 | -607,000 | -562,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,939,000 | 52,567,000 | 52,598,000 | 53,272,000 |
| Total capital | 60,253,000 | 58,769,000 | 58,538,000 | 58,931,000 |
| Risk-weighted assets | 501,327,000 | 491,966,000 | 470,709,000 | 448,344,000 |