Call reports 2002
SELECT BANK & TRUST COMPANY — 2002
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,151,000 | 112,463,000 | 122,344,000 | 126,391,000 |
| Total loans | 75,301,000 | 86,405,000 | 89,067,000 | 100,008,000 |
| Allowance for loan losses | 1,171,000 | 1,368,000 | 1,381,000 | 1,546,000 |
| Securities available for sale | 11,081,000 | 13,052,000 | 14,046,000 | 13,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,082,000 | 93,288,000 | 102,659,000 | 105,482,000 |
| Interest-bearing deposits | 75,386,000 | 79,779,000 | 88,377,000 | 88,878,000 |
| Noninterest-bearing deposits | 11,696,000 | 13,509,000 | 14,282,000 | 16,604,000 |
| Equity capital | 14,284,000 | 16,786,000 | 17,109,000 | 17,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,349,000 | 5,202,000 | 7,190,000 |
| Interest expense | 606,000 | 1,320,000 | 2,032,000 | 2,760,000 |
| Net interest income | 966,000 | 2,029,000 | 3,170,000 | 4,430,000 |
| Noninterest income | 153,000 | 302,000 | 477,000 | 667,000 |
| Noninterest expense | 658,000 | 1,351,000 | 2,076,000 | 2,869,000 |
| Provision for loan losses | 189,000 | 386,000 | 642,000 | 872,000 |
| Pretax income | 273,000 | 595,000 | 929,000 | 1,354,000 |
| Income tax | 111,000 | 243,000 | 378,000 | 496,000 |
| Net income | 162,000 | 352,000 | 551,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,216,000 | 16,619,000 | 16,818,000 | 17,125,000 |
| Total capital | 15,201,000 | 17,723,000 | 17,973,000 | 18,389,000 |
| Risk-weighted assets | 78,651,000 | 88,041,000 | 92,190,000 | 100,820,000 |