Call reports 2001
SELECT BANK & TRUST COMPANY — 2001
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,021,000 | 66,866,000 | 77,815,000 | 84,358,000 |
| Total loans | 39,138,000 | 48,552,000 | 52,409,000 | 63,545,000 |
| Allowance for loan losses | 616,000 | 764,000 | 832,000 | 984,000 |
| Securities available for sale | 9,845,000 | 9,280,000 | 9,322,000 | 10,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,958,000 | 55,021,000 | 63,522,000 | 68,874,000 |
| Interest-bearing deposits | 38,763,000 | 45,562,000 | 52,676,000 | 56,627,000 |
| Noninterest-bearing deposits | 7,195,000 | 9,459,000 | 10,846,000 | 12,247,000 |
| Equity capital | 10,197,000 | 10,359,000 | 11,985,000 | 12,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,436,000 | 3,788,000 | 5,176,000 |
| Interest expense | 522,000 | 1,105,000 | 1,745,000 | 2,375,000 |
| Net interest income | 627,000 | 1,331,000 | 2,043,000 | 2,801,000 |
| Noninterest income | 69,000 | 181,000 | 338,000 | 509,000 |
| Noninterest expense | 437,000 | 912,000 | 1,425,000 | 2,019,000 |
| Provision for loan losses | 120,000 | 268,000 | 348,000 | 564,000 |
| Pretax income | 139,000 | 333,000 | 609,000 | 729,000 |
| Income tax | 20,000 | 59,000 | 140,000 | 136,000 |
| Net income | 119,000 | 274,000 | 469,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,090,000 | 10,244,000 | 11,781,000 | 12,565,000 |
| Total capital | 10,590,000 | 10,859,000 | 12,471,000 | 13,380,000 |
| Risk-weighted assets | 40,408,000 | 49,038,000 | 55,049,000 | 65,091,000 |