Call reports 2008
EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION — 2008
What EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,430,000 | 66,693,000 | 66,469,000 | 69,145,000 |
| Total loans | 55,641,000 | 55,798,000 | 57,007,000 | 57,130,000 |
| Allowance for loan losses | 1,453,000 | 1,566,000 | 1,663,000 | 1,398,000 |
| Securities available for sale | 758,000 | 1,309,000 | 1,303,000 | 1,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,566,000 | 59,010,000 | 59,443,000 | 63,348,000 |
| Interest-bearing deposits | 44,330,000 | 48,861,000 | 50,004,000 | 53,548,000 |
| Noninterest-bearing deposits | 12,236,000 | 10,149,000 | 9,439,000 | 9,800,000 |
| Equity capital | 7,503,000 | 7,333,000 | 6,700,000 | 5,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,219,000 | 3,306,000 | 4,297,000 |
| Interest expense | 484,000 | 913,000 | 1,342,000 | 1,763,000 |
| Net interest income | 623,000 | 1,306,000 | 1,964,000 | 2,534,000 |
| Noninterest income | 46,000 | 107,000 | 154,000 | 193,000 |
| Noninterest expense | 736,000 | 1,442,000 | 2,254,000 | 3,101,000 |
| Provision for loan losses | 388,000 | 589,000 | 1,109,000 | 2,009,000 |
| Pretax income | -455,000 | -618,000 | -1,245,000 | -2,383,000 |
| Income tax | 0 | 0 | 0 | 69,000 |
| Net income | -455,000 | -618,000 | -1,245,000 | -2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,210,000 | 6,949,000 | 6,323,000 | 5,495,000 |
| Total capital | 7,918,000 | 7,676,000 | 7,054,000 | 6,218,000 |
| Risk-weighted assets | 55,847,000 | 56,984,000 | 57,440,000 | 57,118,000 |