Call reports 2007
EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION — 2007
What EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,455,000 | 61,064,000 | 61,319,000 | 64,574,000 |
| Total loans | 52,337,000 | 56,260,000 | 54,345,000 | 54,795,000 |
| Allowance for loan losses | 1,116,000 | 1,200,000 | 1,186,000 | 1,064,000 |
| Securities available for sale | 1,978,000 | 1,732,000 | 1,243,000 | 996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,723,000 | 53,009,000 | 53,057,000 | 56,062,000 |
| Interest-bearing deposits | 39,033,000 | 41,687,000 | 43,133,000 | 44,615,000 |
| Noninterest-bearing deposits | 9,690,000 | 11,322,000 | 9,924,000 | 11,447,000 |
| Equity capital | 7,344,000 | 7,557,000 | 7,743,000 | 7,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,530,000 | 3,859,000 | 5,171,000 |
| Interest expense | 387,000 | 843,000 | 1,320,000 | 1,826,000 |
| Net interest income | 829,000 | 1,687,000 | 2,539,000 | 3,345,000 |
| Noninterest income | 57,000 | 138,000 | 223,000 | 264,000 |
| Noninterest expense | 709,000 | 1,400,000 | 2,150,000 | 2,861,000 |
| Provision for loan losses | 5,000 | 95,000 | 105,000 | 105,000 |
| Pretax income | 172,000 | 330,000 | 507,000 | 643,000 |
| Income tax | 0 | 0 | 0 | -68,000 |
| Net income | 172,000 | 330,000 | 507,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,354,000 | 7,566,000 | 7,744,000 | 7,690,000 |
| Total capital | 7,987,000 | 8,262,000 | 8,440,000 | 8,399,000 |
| Risk-weighted assets | 50,151,000 | 55,211,000 | 54,443,000 | 56,368,000 |