Call reports 2005
EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION — 2005
What EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,517,000 | 49,287,000 | 51,303,000 | 52,821,000 |
| Total loans | 38,863,000 | 40,222,000 | 42,298,000 | 47,442,000 |
| Allowance for loan losses | 538,000 | 578,000 | 653,000 | 724,000 |
| Securities available for sale | 3,596,000 | 4,130,000 | 3,963,000 | 2,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,461,000 | 42,969,000 | 44,611,000 | 45,277,000 |
| Interest-bearing deposits | 32,867,000 | 34,175,000 | 35,724,000 | 34,941,000 |
| Noninterest-bearing deposits | 8,594,000 | 8,794,000 | 8,887,000 | 10,336,000 |
| Equity capital | 5,891,000 | 6,102,000 | 6,404,000 | 6,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,645,000 | 2,683,000 | 3,713,000 |
| Interest expense | 207,000 | 429,000 | 701,000 | 977,000 |
| Net interest income | 575,000 | 1,216,000 | 1,982,000 | 2,736,000 |
| Noninterest income | 66,000 | 150,000 | 297,000 | 347,000 |
| Noninterest expense | 574,000 | 1,083,000 | 1,599,000 | 2,225,000 |
| Provision for loan losses | 60,000 | 100,000 | 177,000 | 252,000 |
| Pretax income | 7,000 | 183,000 | 503,000 | 577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 183,000 | 503,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,949,000 | 6,125,000 | 6,444,000 | 6,829,000 |
| Total capital | 6,487,000 | 6,703,000 | 6,994,000 | 7,403,000 |
| Risk-weighted assets | 48,787,000 | 51,561,000 | 43,915,000 | 45,757,000 |