Call reports 2004
EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION — 2004
What EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,591,000 | 35,353,000 | 45,318,000 | 45,073,000 |
| Total loans | 25,013,000 | 28,610,000 | 35,078,000 | 37,118,000 |
| Allowance for loan losses | 306,000 | 422,000 | 479,000 | 478,000 |
| Securities available for sale | 2,156,000 | 2,124,000 | 2,637,000 | 2,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,302,000 | 31,695,000 | 39,175,000 | 39,001,000 |
| Interest-bearing deposits | 21,250,000 | 24,380,000 | 31,447,000 | 30,905,000 |
| Noninterest-bearing deposits | 7,053,000 | 7,316,000 | 7,728,000 | 8,096,000 |
| Equity capital | 3,245,000 | 3,574,000 | 6,030,000 | 5,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 992,000 | 1,703,000 | 2,425,000 |
| Interest expense | 76,000 | 168,000 | 297,000 | 450,000 |
| Net interest income | 377,000 | 824,000 | 1,406,000 | 1,975,000 |
| Noninterest income | 26,000 | 53,000 | 102,000 | 219,000 |
| Noninterest expense | 343,000 | 724,000 | 1,136,000 | 1,596,000 |
| Provision for loan losses | 29,000 | 146,000 | 202,000 | 542,000 |
| Pretax income | 31,000 | 7,000 | 170,000 | 56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 7,000 | 170,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,241,000 | 3,601,000 | 6,043,000 | 5,943,000 |
| Total capital | 3,547,000 | 4,023,000 | 6,522,000 | 6,421,000 |
| Risk-weighted assets | 27,704,000 | 33,252,000 | 42,434,000 | 43,637,000 |