Call reports 2003
EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION — 2003
What EASTSIDE COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,564,000 | 17,010,000 | 22,696,000 | 26,786,000 |
| Total loans | 9,262,000 | 12,942,000 | 14,678,000 | 20,204,000 |
| Allowance for loan losses | 102,000 | 145,000 | 175,000 | 277,000 |
| Securities available for sale | 451,000 | 450,000 | 1,250,000 | 2,398,000 |
| Securities held to maturity | 807,000 | 403,000 | 202,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,864,000 | 13,410,000 | 19,156,000 | 23,533,000 |
| Interest-bearing deposits | 9,186,000 | 10,612,000 | 15,850,000 | 18,079,000 |
| Noninterest-bearing deposits | 2,679,000 | 2,798,000 | 3,306,000 | 5,453,000 |
| Equity capital | 3,689,000 | 3,580,000 | 3,505,000 | 3,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 461,000 | 764,000 | 1,168,000 |
| Interest expense | 33,000 | 73,000 | 134,000 | 199,000 |
| Net interest income | 162,000 | 388,000 | 630,000 | 969,000 |
| Noninterest income | 6,000 | 11,000 | 28,000 | -122,000 |
| Noninterest expense | 285,000 | 582,000 | 888,000 | 1,269,000 |
| Provision for loan losses | 24,000 | 67,000 | 97,000 | 199,000 |
| Pretax income | -141,000 | -250,000 | -327,000 | -621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -141,000 | -250,000 | -327,000 | -621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,689,000 | 3,580,000 | 3,505,000 | 3,210,000 |
| Total capital | 3,791,000 | 3,725,000 | 3,680,000 | 3,487,000 |
| Risk-weighted assets | 10,812,000 | 14,094,000 | 16,628,000 | 22,530,000 |