Call reports 2015
BRUNSWICK BANK AND TRUST COMPANY — 2015
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,342,000 | 155,452,000 | 137,533,000 | 175,053,000 |
| Total loans | 92,353,000 | 98,763,000 | 104,415,000 | 111,840,000 |
| Allowance for loan losses | 2,101,000 | 2,124,000 | 1,988,000 | 1,931,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,066,000 | 6,055,000 | 6,044,000 | 6,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,174,000 | 129,927,000 | 111,833,000 | 149,212,000 |
| Interest-bearing deposits | 69,027,000 | 94,818,000 | 76,581,000 | 115,438,000 |
| Noninterest-bearing deposits | 32,147,000 | 35,109,000 | 35,252,000 | 33,774,000 |
| Equity capital | 23,972,000 | 24,018,000 | 24,153,000 | 24,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,665,000 | 4,099,000 | 5,692,000 |
| Interest expense | 90,000 | 193,000 | 304,000 | 431,000 |
| Net interest income | 1,197,000 | 2,472,000 | 3,795,000 | 5,261,000 |
| Noninterest income | 255,000 | 651,000 | 1,049,000 | 1,377,000 |
| Noninterest expense | 1,528,000 | 3,153,000 | 4,674,000 | 6,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -76,000 | -30,000 | 170,000 | 577,000 |
| Income tax | 5,000 | 5,000 | 70,000 | 204,000 |
| Net income | -81,000 | -35,000 | 100,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,589,000 | 22,635,000 | 22,770,000 | 23,042,000 |
| Total capital | 23,819,000 | 23,943,000 | 24,232,000 | 24,560,000 |
| Risk-weighted assets | 97,587,000 | 103,850,000 | 115,583,000 | 120,170,000 |