Call reports 2014
BRUNSWICK BANK AND TRUST COMPANY — 2014
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,794,000 | 161,225,000 | 164,335,000 | 164,252,000 |
| Total loans | 86,495,000 | 84,474,000 | 84,146,000 | 89,013,000 |
| Allowance for loan losses | 2,044,000 | 2,025,000 | 2,078,000 | 2,076,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 6,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,012,000 | 136,443,000 | 139,302,000 | 139,196,000 |
| Interest-bearing deposits | 107,501,000 | 99,588,000 | 108,247,000 | 109,065,000 |
| Noninterest-bearing deposits | 36,511,000 | 36,855,000 | 31,055,000 | 30,131,000 |
| Equity capital | 23,931,000 | 23,946,000 | 23,896,000 | 24,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 2,836,000 | 4,084,000 | 5,431,000 |
| Interest expense | 99,000 | 197,000 | 297,000 | 396,000 |
| Net interest income | 1,477,000 | 2,639,000 | 3,787,000 | 5,035,000 |
| Noninterest income | 225,000 | 498,000 | 813,000 | 1,284,000 |
| Noninterest expense | 1,597,000 | 3,018,000 | 4,505,000 | 5,972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 119,000 | 95,000 | 347,000 |
| Income tax | 2,000 | 2,000 | 27,000 | 122,000 |
| Net income | 103,000 | 117,000 | 68,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,631,000 | 22,646,000 | 22,596,000 | 22,753,000 |
| Total capital | 23,780,000 | 23,772,000 | 23,710,000 | 23,936,000 |
| Risk-weighted assets | 90,993,000 | 89,164,000 | 88,135,000 | 93,787,000 |