Call reports 2012
BRUNSWICK BANK AND TRUST COMPANY — 2012
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,158,000 | 142,661,000 | 137,397,000 | 153,385,000 |
| Total loans | 91,408,000 | 87,827,000 | 88,214,000 | 89,573,000 |
| Allowance for loan losses | 2,455,000 | 2,231,000 | 2,298,000 | 2,243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,934,000 | 119,210,000 | 113,727,000 | 129,914,000 |
| Interest-bearing deposits | 78,825,000 | 86,230,000 | 80,616,000 | 97,327,000 |
| Noninterest-bearing deposits | 34,109,000 | 32,980,000 | 33,111,000 | 32,587,000 |
| Equity capital | 22,832,000 | 22,905,000 | 22,951,000 | 22,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,771,000 | 4,233,000 | 5,420,000 |
| Interest expense | 152,000 | 287,000 | 416,000 | 534,000 |
| Net interest income | 1,265,000 | 2,484,000 | 3,817,000 | 4,886,000 |
| Noninterest income | 146,000 | 527,000 | 704,000 | 895,000 |
| Noninterest expense | 1,435,000 | 2,959,000 | 4,477,000 | 5,599,000 |
| Provision for loan losses | 17,000 | 17,000 | -38,000 | 17,000 |
| Pretax income | -41,000 | 35,000 | 82,000 | 165,000 |
| Income tax | 0 | 3,000 | 4,000 | 79,000 |
| Net income | -41,000 | 32,000 | 78,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,360,000 | 22,433,000 | 22,479,000 | 22,487,000 |
| Total capital | 23,523,000 | 23,556,000 | 23,610,000 | 23,645,000 |
| Risk-weighted assets | 91,711,000 | 88,702,000 | 89,334,000 | 91,554,000 |