Call reports 2010
BRUNSWICK BANK AND TRUST COMPANY — 2010
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 156,584,000 | 159,225,000 | 150,432,000 | 136,055,000 |
| Total loans | 93,916,000 | 91,463,000 | 91,310,000 | 92,950,000 |
| Allowance for loan losses | 641,000 | 711,000 | 503,000 | 1,769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,250,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,050,000 | 129,521,000 | 121,299,000 | 108,570,000 |
| Interest-bearing deposits | 92,378,000 | 98,612,000 | 90,594,000 | 79,069,000 |
| Noninterest-bearing deposits | 34,672,000 | 30,909,000 | 30,705,000 | 29,501,000 |
| Equity capital | 28,898,000 | 28,954,000 | 28,394,000 | 26,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,880,000 | 4,454,000 | 5,917,000 |
| Interest expense | 359,000 | 698,000 | 989,000 | 1,208,000 |
| Net interest income | 948,000 | 2,182,000 | 3,465,000 | 4,709,000 |
| Noninterest income | 197,000 | 354,000 | 498,000 | 644,000 |
| Noninterest expense | 1,250,000 | 2,486,000 | 3,741,000 | 5,114,000 |
| Provision for loan losses | 60,000 | 130,000 | 960,000 | 2,230,000 |
| Pretax income | -165,000 | -80,000 | -738,000 | -1,991,000 |
| Income tax | -77,000 | -48,000 | -146,000 | -457,000 |
| Net income | -88,000 | -32,000 | -592,000 | -1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,672,000 | 28,728,000 | 28,168,000 | 26,553,000 |
| Total capital | 29,313,000 | 29,439,000 | 28,671,000 | 27,749,000 |
| Risk-weighted assets | 99,018,000 | 95,466,000 | 93,210,000 | 95,103,000 |