Call reports 2009
BRUNSWICK BANK AND TRUST COMPANY — 2009
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,634,000 | 122,573,000 | 142,658,000 | 142,821,000 |
| Total loans | 92,389,000 | 91,377,000 | 96,185,000 | 92,551,000 |
| Allowance for loan losses | 736,000 | 781,000 | 763,000 | 673,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,246,000 | 4,247,000 | 3,747,000 | 3,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,477,000 | 93,452,000 | 112,979,000 | 113,139,000 |
| Interest-bearing deposits | 46,218,000 | 62,723,000 | 79,217,000 | 80,088,000 |
| Noninterest-bearing deposits | 30,259,000 | 30,729,000 | 33,762,000 | 33,051,000 |
| Equity capital | 28,683,000 | 28,563,000 | 28,784,000 | 28,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,662,000 | 3,314,000 | 5,084,000 | 7,016,000 |
| Interest expense | 122,000 | 388,000 | 676,000 | 1,017,000 |
| Net interest income | 1,540,000 | 2,926,000 | 4,408,000 | 5,999,000 |
| Noninterest income | 152,000 | 340,000 | 496,000 | 622,000 |
| Noninterest expense | 1,294,000 | 2,602,000 | 3,853,000 | 5,110,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 353,000 | 574,000 | 916,000 | 1,331,000 |
| Income tax | 138,000 | 229,000 | 350,000 | 563,000 |
| Net income | 215,000 | 345,000 | 566,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,444,000 | 28,269,000 | 28,490,000 | 28,761,000 |
| Total capital | 29,180,000 | 29,050,000 | 29,253,000 | 29,434,000 |
| Risk-weighted assets | 96,067,000 | 94,910,000 | 99,051,000 | 97,350,000 |