Call reports 2008
BRUNSWICK BANK AND TRUST COMPANY — 2008
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 111,348,000 | 113,112,000 | 121,399,000 | 112,782,000 |
| Total loans | 77,466,000 | 85,728,000 | 91,288,000 | 93,395,000 |
| Allowance for loan losses | 695,000 | 730,000 | 775,000 | 650,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,753,000 | 10,250,000 | 7,250,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,267,000 | 83,643,000 | 91,571,000 | 82,924,000 |
| Interest-bearing deposits | 48,165,000 | 49,313,000 | 56,251,000 | 52,816,000 |
| Noninterest-bearing deposits | 33,102,000 | 34,330,000 | 35,320,000 | 30,108,000 |
| Equity capital | 29,581,000 | 28,780,000 | 29,073,000 | 29,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,530,000 | 5,374,000 | 7,070,000 |
| Interest expense | 221,000 | 396,000 | 577,000 | 699,000 |
| Net interest income | 1,582,000 | 3,134,000 | 4,797,000 | 6,371,000 |
| Noninterest income | 169,000 | 343,000 | 484,000 | 642,000 |
| Noninterest expense | 1,230,000 | 2,549,000 | 3,860,000 | 5,008,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 92,000 |
| Pretax income | 476,000 | 838,000 | 1,286,000 | 1,913,000 |
| Income tax | 177,000 | 340,000 | 495,000 | 727,000 |
| Net income | 299,000 | 498,000 | 791,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,438,000 | 28,558,000 | 28,835,000 | 29,229,000 |
| Total capital | 30,133,000 | 29,288,000 | 29,610,000 | 29,879,000 |
| Risk-weighted assets | 86,215,000 | 93,989,000 | 96,383,000 | 97,487,000 |