Call reports 2007
BRUNSWICK BANK AND TRUST COMPANY — 2007
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,200,000 | 118,890,000 | 137,612,000 | 113,698,000 |
| Total loans | 70,792,000 | 73,794,000 | 78,765,000 | 75,547,000 |
| Allowance for loan losses | 845,000 | 890,000 | 935,000 | 650,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,355,000 | 33,855,000 | 30,105,000 | 30,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,447,000 | 89,878,000 | 107,990,000 | 80,099,000 |
| Interest-bearing deposits | 59,312,000 | 55,676,000 | 75,451,000 | 50,930,000 |
| Noninterest-bearing deposits | 33,135,000 | 34,202,000 | 32,539,000 | 29,169,000 |
| Equity capital | 28,068,000 | 28,351,000 | 28,555,000 | 29,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,678,000 | 5,558,000 | 7,489,000 |
| Interest expense | 332,000 | 646,000 | 914,000 | 1,137,000 |
| Net interest income | 1,505,000 | 3,032,000 | 4,644,000 | 6,352,000 |
| Noninterest income | 182,000 | 387,000 | 602,000 | 783,000 |
| Noninterest expense | 1,302,000 | 2,561,000 | 3,970,000 | 5,223,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | -102,000 |
| Pretax income | 340,000 | 768,000 | 1,141,000 | 2,014,000 |
| Income tax | 149,000 | 294,000 | 463,000 | 609,000 |
| Net income | 191,000 | 474,000 | 678,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,851,000 | 28,106,000 | 28,310,000 | 29,138,000 |
| Total capital | 28,696,000 | 28,996,000 | 29,245,000 | 29,788,000 |
| Risk-weighted assets | 80,927,000 | 83,941,000 | 90,368,000 | 84,950,000 |