Call reports 2006
BRUNSWICK BANK AND TRUST COMPANY — 2006
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,304,000 | 137,301,000 | 117,638,000 | 124,402,000 |
| Total loans | 59,397,000 | 60,176,000 | 67,591,000 | 71,615,000 |
| Allowance for loan losses | 845,000 | 889,000 | 934,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,355,000 | 37,355,000 | 37,355,000 | 38,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,036,000 | 109,815,000 | 89,479,000 | 96,078,000 |
| Interest-bearing deposits | 56,869,000 | 72,314,000 | 49,825,000 | 61,735,000 |
| Noninterest-bearing deposits | 36,167,000 | 37,501,000 | 39,654,000 | 34,343,000 |
| Equity capital | 26,293,000 | 26,745,000 | 27,205,000 | 27,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,600,000 | 5,431,000 | 7,223,000 |
| Interest expense | 119,000 | 245,000 | 373,000 | 590,000 |
| Net interest income | 1,590,000 | 3,355,000 | 5,058,000 | 6,633,000 |
| Noninterest income | 181,000 | 415,000 | 592,000 | 803,000 |
| Noninterest expense | 1,217,000 | 2,413,000 | 3,492,000 | 4,521,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 4,000 |
| Pretax income | 509,000 | 1,267,000 | 2,023,000 | 2,911,000 |
| Income tax | 236,000 | 542,000 | 838,000 | 1,054,000 |
| Net income | 273,000 | 725,000 | 1,185,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,068,000 | 26,438,000 | 26,898,000 | 27,660,000 |
| Total capital | 26,913,000 | 27,327,000 | 27,832,000 | 28,460,000 |
| Risk-weighted assets | 74,034,000 | 78,229,000 | 79,878,000 | 84,634,000 |