Call reports 2005
BRUNSWICK BANK AND TRUST COMPANY — 2005
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 132,218,000 | 129,215,000 | 122,463,000 | 153,922,000 |
| Total loans | 63,658,000 | 61,746,000 | 62,431,000 | 60,677,000 |
| Allowance for loan losses | 845,000 | 890,000 | 935,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,505,000 | 37,255,000 | 36,855,000 | 36,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,513,000 | 103,282,000 | 96,093,000 | 127,331,000 |
| Interest-bearing deposits | 61,900,000 | 60,669,000 | 54,699,000 | 89,234,000 |
| Noninterest-bearing deposits | 44,613,000 | 42,613,000 | 41,394,000 | 38,097,000 |
| Equity capital | 24,702,000 | 25,092,000 | 25,474,000 | 26,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,428,000 | 5,089,000 | 6,928,000 |
| Interest expense | 84,000 | 180,000 | 313,000 | 442,000 |
| Net interest income | 1,574,000 | 3,248,000 | 4,776,000 | 6,486,000 |
| Noninterest income | 194,000 | 457,000 | 661,000 | 867,000 |
| Noninterest expense | 1,147,000 | 2,404,000 | 3,614,000 | 4,711,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 118,000 |
| Pretax income | 576,000 | 1,211,000 | 1,688,000 | 2,524,000 |
| Income tax | 272,000 | 517,000 | 612,000 | 902,000 |
| Net income | 304,000 | 694,000 | 1,076,000 | 1,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,189,000 | 24,961,000 | 25,318,000 | 25,795,000 |
| Total capital | 25,034,000 | 25,851,000 | 26,253,000 | 26,595,000 |
| Risk-weighted assets | 78,737,000 | 76,456,000 | 76,385,000 | 79,792,000 |