Call reports 2004
BRUNSWICK BANK AND TRUST COMPANY — 2004
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 113,332,000 | 127,484,000 | 124,693,000 | 129,604,000 |
| Total loans | 59,255,000 | 61,002,000 | 61,204,000 | 64,769,000 |
| Allowance for loan losses | 845,000 | 890,000 | 1,080,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,345,000 | 39,360,000 | 38,255,000 | 34,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,801,000 | 103,002,000 | 99,830,000 | 104,752,000 |
| Interest-bearing deposits | 51,455,000 | 63,146,000 | 59,298,000 | 65,944,000 |
| Noninterest-bearing deposits | 37,346,000 | 39,856,000 | 40,532,000 | 38,808,000 |
| Equity capital | 23,493,000 | 23,883,000 | 24,181,000 | 24,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,081,000 | 4,720,000 | 6,358,000 |
| Interest expense | 77,000 | 156,000 | 235,000 | 320,000 |
| Net interest income | 1,455,000 | 2,925,000 | 4,485,000 | 6,038,000 |
| Noninterest income | 234,000 | 476,000 | 687,000 | 882,000 |
| Noninterest expense | 1,148,000 | 2,259,000 | 3,419,000 | 4,538,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | -93,000 |
| Pretax income | 496,000 | 1,052,000 | 1,618,000 | 2,475,000 |
| Income tax | 235,000 | 401,000 | 669,000 | 959,000 |
| Net income | 261,000 | 651,000 | 949,000 | 1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,003,000 | 23,403,000 | 23,681,000 | 23,885,000 |
| Total capital | 23,847,000 | 24,291,000 | 24,577,000 | 24,685,000 |
| Risk-weighted assets | 66,751,000 | 71,001,000 | 71,520,000 | 76,601,000 |