Call reports 2003
BRUNSWICK BANK AND TRUST COMPANY — 2003
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 108,566,000 | 124,632,000 | 123,307,000 | 118,764,000 |
| Total loans | 61,107,000 | 58,137,000 | 60,423,000 | 60,404,000 |
| Allowance for loan losses | 875,000 | 951,000 | 1,046,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,937,000 | 15,042,000 | 24,622,000 | 31,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,678,000 | 101,394,000 | 100,017,000 | 94,657,000 |
| Interest-bearing deposits | 51,743,000 | 63,985,000 | 61,530,000 | 57,609,000 |
| Noninterest-bearing deposits | 33,935,000 | 37,409,000 | 38,487,000 | 37,048,000 |
| Equity capital | 22,099,000 | 22,362,000 | 22,698,000 | 23,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,680,000 | 3,256,000 | 4,835,000 | 6,524,000 |
| Interest expense | 145,000 | 300,000 | 412,000 | 501,000 |
| Net interest income | 1,535,000 | 2,956,000 | 4,423,000 | 6,023,000 |
| Noninterest income | 218,000 | 459,000 | 715,000 | 934,000 |
| Noninterest expense | 1,104,000 | 2,219,000 | 3,293,000 | 4,403,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | -208,000 |
| Pretax income | 574,000 | 1,046,000 | 1,620,000 | 2,762,000 |
| Income tax | 269,000 | 478,000 | 716,000 | 974,000 |
| Net income | 305,000 | 568,000 | 904,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,553,000 | 21,939,000 | 22,275,000 | 22,742,000 |
| Total capital | 22,358,000 | 22,773,000 | 23,115,000 | 23,542,000 |
| Risk-weighted assets | 64,317,000 | 66,631,000 | 66,972,000 | 66,573,000 |