Call reports 2002
BRUNSWICK BANK AND TRUST COMPANY — 2002
What BRUNSWICK BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,560,000 | 110,216,000 | 123,225,000 | 121,055,000 |
| Total loans | 55,328,000 | 54,086,000 | 57,712,000 | 57,802,000 |
| Allowance for loan losses | 959,000 | 1,121,000 | 1,217,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,903,000 | 34,909,000 | 29,914,000 | 27,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,619,000 | 88,308,000 | 100,639,000 | 98,189,000 |
| Interest-bearing deposits | 56,632,000 | 54,828,000 | 65,876,000 | 60,473,000 |
| Noninterest-bearing deposits | 31,987,000 | 33,480,000 | 34,763,000 | 37,716,000 |
| Equity capital | 20,575,000 | 21,051,000 | 21,438,000 | 21,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,807,000 | 5,641,000 | 7,389,000 |
| Interest expense | 199,000 | 376,000 | 553,000 | 722,000 |
| Net interest income | 1,719,000 | 3,431,000 | 5,088,000 | 6,667,000 |
| Noninterest income | 217,000 | 452,000 | 705,000 | 957,000 |
| Noninterest expense | 1,180,000 | 2,293,000 | 3,392,000 | 4,615,000 |
| Provision for loan losses | 50,000 | 75,000 | 175,000 | -212,000 |
| Pretax income | 706,000 | 1,515,000 | 2,226,000 | 3,221,000 |
| Income tax | 313,000 | 646,000 | 970,000 | 1,309,000 |
| Net income | 393,000 | 869,000 | 1,256,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,082,000 | 20,565,000 | 20,952,000 | 21,248,000 |
| Total capital | 20,849,000 | 21,315,000 | 21,762,000 | 22,048,000 |
| Risk-weighted assets | 61,167,000 | 59,641,000 | 64,377,000 | 64,226,000 |