Call reports 2007
FIRST SECURITY BANK — 2007
What FIRST SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 474,895,000 | 485,620,000 | 478,722,000 | 474,809,000 |
| Total loans | 338,008,000 | 349,303,000 | 348,794,000 | 344,977,000 |
| Allowance for loan losses | 4,582,000 | 4,601,000 | 4,579,000 | 4,729,000 |
| Securities available for sale | 64,542,000 | 61,207,000 | 67,667,000 | 66,156,000 |
| Securities held to maturity | 7,235,000 | 7,397,000 | 7,235,000 | 7,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,446,000 | 402,888,000 | 383,686,000 | 389,269,000 |
| Interest-bearing deposits | 344,414,000 | 348,009,000 | 327,542,000 | 330,901,000 |
| Noninterest-bearing deposits | 58,032,000 | 54,879,000 | 56,144,000 | 58,368,000 |
| Equity capital | 51,759,000 | 52,947,000 | 55,675,000 | 54,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,178,000 | 16,848,000 | 25,691,000 | 34,246,000 |
| Interest expense | 3,243,000 | 6,758,000 | 10,217,000 | 13,705,000 |
| Net interest income | 4,935,000 | 10,090,000 | 15,474,000 | 20,541,000 |
| Noninterest income | 1,770,000 | 3,550,000 | 5,293,000 | 7,302,000 |
| Noninterest expense | 3,709,000 | 7,671,000 | 11,363,000 | 15,414,000 |
| Provision for loan losses | 273,000 | 434,000 | 707,000 | 1,155,000 |
| Pretax income | 2,275,000 | 5,087,000 | 8,249,000 | 10,826,000 |
| Income tax | 722,000 | 1,585,000 | 2,404,000 | 3,243,000 |
| Net income | 1,553,000 | 3,502,000 | 5,845,000 | 7,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,723,000 | 49,672,000 | 52,014,000 | 50,453,000 |
| Total capital | 52,305,000 | 54,273,000 | 56,593,000 | 55,152,000 |
| Risk-weighted assets | 377,980,000 | 377,020,000 | 377,994,000 | 375,882,000 |