Call reports 2005
FIRST SECURITY BANK — 2005
What FIRST SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 418,992,000 | 420,012,000 | 433,042,000 | 433,888,000 |
| Total loans | 254,806,000 | 278,937,000 | 293,943,000 | 299,981,000 |
| Allowance for loan losses | 3,743,000 | 3,600,000 | 3,805,000 | 3,899,000 |
| Securities available for sale | 95,930,000 | 91,710,000 | 86,022,000 | 78,949,000 |
| Securities held to maturity | 2,049,000 | 2,049,000 | 2,048,000 | 2,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,615,000 | 346,933,000 | 351,157,000 | 354,801,000 |
| Interest-bearing deposits | 304,678,000 | 291,218,000 | 288,959,000 | 291,707,000 |
| Noninterest-bearing deposits | 57,937,000 | 55,715,000 | 62,198,000 | 63,094,000 |
| Equity capital | 43,095,000 | 45,277,000 | 46,879,000 | 45,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,343,000 | 11,264,000 | 17,791,000 | 24,550,000 |
| Interest expense | 1,288,000 | 2,884,000 | 4,777,000 | 6,910,000 |
| Net interest income | 4,055,000 | 8,380,000 | 13,014,000 | 17,640,000 |
| Noninterest income | 1,466,000 | 2,990,000 | 4,576,000 | 6,214,000 |
| Noninterest expense | 3,009,000 | 6,219,000 | 9,510,000 | 12,894,000 |
| Provision for loan losses | 185,000 | 370,000 | 835,000 | 1,440,000 |
| Pretax income | 2,334,000 | 4,788,000 | 7,236,000 | 9,468,000 |
| Income tax | 657,000 | 1,250,000 | 2,028,000 | 2,765,000 |
| Net income | 1,677,000 | 3,538,000 | 5,208,000 | 6,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,188,000 | 41,049,000 | 42,719,000 | 41,518,000 |
| Total capital | 42,776,000 | 44,649,000 | 46,524,000 | 45,417,000 |
| Risk-weighted assets | 286,906,000 | 305,055,000 | 321,582,000 | 328,083,000 |