Call reports 2004
FIRST SECURITY BANK — 2004
What FIRST SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 367,552,000 | 377,176,000 | 374,921,000 | 391,148,000 |
| Total loans | 210,068,000 | 225,202,000 | 231,813,000 | 234,089,000 |
| Allowance for loan losses | 3,847,000 | 3,824,000 | 3,789,000 | 3,598,000 |
| Securities available for sale | 99,484,000 | 99,965,000 | 99,737,000 | 96,669,000 |
| Securities held to maturity | 2,052,000 | 2,052,000 | 2,051,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,622,000 | 322,839,000 | 319,828,000 | 336,297,000 |
| Interest-bearing deposits | 263,768,000 | 273,216,000 | 269,691,000 | 280,209,000 |
| Noninterest-bearing deposits | 49,854,000 | 49,623,000 | 50,137,000 | 56,088,000 |
| Equity capital | 40,418,000 | 40,714,000 | 43,325,000 | 41,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 9,000,000 | 13,968,000 | 19,088,000 |
| Interest expense | 951,000 | 1,908,000 | 2,971,000 | 4,146,000 |
| Net interest income | 3,440,000 | 7,092,000 | 10,997,000 | 14,942,000 |
| Noninterest income | 1,313,000 | 3,033,000 | 4,444,000 | 5,792,000 |
| Noninterest expense | 2,671,000 | 5,602,000 | 8,415,000 | 11,368,000 |
| Provision for loan losses | 163,000 | 307,000 | 455,000 | 637,000 |
| Pretax income | 1,919,000 | 4,249,000 | 6,559,000 | 8,717,000 |
| Income tax | 485,000 | 1,165,000 | 1,710,000 | 2,486,000 |
| Net income | 1,434,000 | 3,084,000 | 4,849,000 | 6,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,135,000 | 36,784,000 | 38,549,000 | 37,511,000 |
| Total capital | 38,662,000 | 40,023,000 | 41,851,000 | 40,884,000 |
| Risk-weighted assets | 281,834,000 | 258,558,000 | 263,686,000 | 269,637,000 |