Call reports 2003
FIRST SECURITY BANK — 2003
What FIRST SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 333,649,000 | 336,226,000 | 332,062,000 | 340,583,000 |
| Total loans | 189,427,000 | 199,351,000 | 205,552,000 | 204,311,000 |
| Allowance for loan losses | 3,569,000 | 3,610,000 | 3,724,000 | 3,665,000 |
| Securities available for sale | 94,860,000 | 92,378,000 | 85,050,000 | 76,320,000 |
| Securities held to maturity | 0 | 0 | 2,053,000 | 2,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,292,000 | 283,259,000 | 280,231,000 | 290,866,000 |
| Interest-bearing deposits | 238,918,000 | 233,755,000 | 234,418,000 | 250,679,000 |
| Noninterest-bearing deposits | 45,374,000 | 49,504,000 | 45,813,000 | 40,187,000 |
| Equity capital | 37,723,000 | 39,468,000 | 40,364,000 | 38,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,521,000 | 12,851,000 | 17,007,000 |
| Interest expense | 1,068,000 | 2,070,000 | 3,029,000 | 3,963,000 |
| Net interest income | 3,103,000 | 6,451,000 | 9,822,000 | 13,044,000 |
| Noninterest income | 1,309,000 | 2,711,000 | 3,968,000 | 5,301,000 |
| Noninterest expense | 2,483,000 | 5,145,000 | 7,768,000 | 10,506,000 |
| Provision for loan losses | 161,000 | 323,000 | 484,000 | 546,000 |
| Pretax income | 1,769,000 | 3,695,000 | 5,539,000 | 7,294,000 |
| Income tax | 360,000 | 740,000 | 1,262,000 | 1,926,000 |
| Net income | 1,409,000 | 2,955,000 | 4,277,000 | 5,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,271,000 | 33,817,000 | 35,138,000 | 33,700,000 |
| Total capital | 35,111,000 | 36,759,000 | 38,066,000 | 36,635,000 |
| Risk-weighted assets | 226,442,000 | 234,666,000 | 233,418,000 | 234,286,000 |