Call reports 2010
FIRSTBANK OF VAIL — 2010
What FIRSTBANK OF VAIL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 323,353,000 | 315,746,000 | 309,925,000 |
| Total loans | 240,296,000 | 240,909,000 | 240,000,000 |
| Allowance for loan losses | 5,198,000 | 5,200,000 | 5,667,000 |
| Securities available for sale | 28,124,000 | 32,286,000 | 31,373,000 |
| Securities held to maturity | 30,069,000 | 27,737,000 | 26,201,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 296,741,000 | 273,918,000 | 263,820,000 |
| Interest-bearing deposits | 238,633,000 | 222,490,000 | 209,848,000 |
| Noninterest-bearing deposits | 58,108,000 | 51,427,000 | 53,972,000 |
| Equity capital | 24,871,000 | 26,404,000 | 27,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 3,980,000 | 7,935,000 | 11,913,000 |
| Interest expense | 414,000 | 809,000 | 1,145,000 |
| Net interest income | 3,566,000 | 7,126,000 | 10,768,000 |
| Noninterest income | 573,000 | 1,153,000 | 1,659,000 |
| Noninterest expense | 2,061,000 | 4,155,000 | 6,229,000 |
| Provision for loan losses | 546,000 | 845,000 | 2,016,000 |
| Pretax income | 1,532,000 | 3,279,000 | 4,182,000 |
| Income tax | 493,000 | 1,064,000 | 1,313,000 |
| Net income | 1,039,000 | 2,215,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 24,585,000 | 25,761,000 | 26,416,000 |
| Total capital | 27,126,000 | 28,277,000 | 28,921,000 |
| Risk-weighted assets | 200,463,000 | 198,513,000 | 197,149,000 |