Call reports 2009
FIRSTBANK OF VAIL — 2009
What FIRSTBANK OF VAIL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 341,436,000 | 344,365,000 | 334,996,000 | 314,062,000 |
| Total loans | 247,167,000 | 251,912,000 | 246,035,000 | 241,278,000 |
| Allowance for loan losses | 3,563,000 | 3,789,000 | 3,923,000 | 4,681,000 |
| Securities available for sale | 46,922,000 | 45,966,000 | 44,219,000 | 22,983,000 |
| Securities held to maturity | 34,104,000 | 33,077,000 | 32,381,000 | 30,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,885,000 | 251,159,000 | 259,810,000 | 285,694,000 |
| Interest-bearing deposits | 216,682,000 | 199,078,000 | 204,048,000 | 231,660,000 |
| Noninterest-bearing deposits | 60,203,000 | 52,081,000 | 55,763,000 | 54,034,000 |
| Equity capital | 25,038,000 | 26,058,000 | 26,417,000 | 26,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,795,000 | 9,592,000 | 14,194,000 | 18,377,000 |
| Interest expense | 867,000 | 1,479,000 | 2,020,000 | 2,523,000 |
| Net interest income | 3,928,000 | 8,113,000 | 12,174,000 | 15,854,000 |
| Noninterest income | 665,000 | 1,279,000 | 1,874,000 | 2,460,000 |
| Noninterest expense | 2,119,000 | 4,245,000 | 6,223,000 | 8,227,000 |
| Provision for loan losses | 26,000 | 454,000 | 1,173,000 | 2,506,000 |
| Pretax income | 2,448,000 | 4,693,000 | 6,652,000 | 8,348,000 |
| Income tax | 847,000 | 1,615,000 | 2,273,000 | 2,807,000 |
| Net income | 1,601,000 | 3,078,000 | 4,379,000 | 5,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,056,000 | 25,783,000 | 25,884,000 | 26,547,000 |
| Total capital | 27,693,000 | 28,441,000 | 28,448,000 | 29,063,000 |
| Risk-weighted assets | 209,895,000 | 211,381,000 | 203,621,000 | 199,014,000 |