Call reports 2007
FIRSTBANK OF VAIL — 2007
What FIRSTBANK OF VAIL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 310,000,000 | 312,019,000 | 328,047,000 | 329,954,000 |
| Total loans | 196,165,000 | 206,313,000 | 222,539,000 | 222,720,000 |
| Allowance for loan losses | 1,851,000 | 1,884,000 | 2,160,000 | 2,349,000 |
| Securities available for sale | 61,995,000 | 60,000,000 | 59,571,000 | 58,664,000 |
| Securities held to maturity | 33,255,000 | 33,236,000 | 33,284,000 | 33,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,023,000 | 263,272,000 | 258,549,000 | 282,335,000 |
| Interest-bearing deposits | 220,482,000 | 204,066,000 | 198,828,000 | 218,536,000 |
| Noninterest-bearing deposits | 67,541,000 | 59,207,000 | 59,721,000 | 63,798,000 |
| Equity capital | 19,700,000 | 19,035,000 | 19,519,000 | 20,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,654,000 | 9,440,000 | 14,436,000 | 19,493,000 |
| Interest expense | 1,947,000 | 4,065,000 | 6,353,000 | 8,645,000 |
| Net interest income | 2,707,000 | 5,375,000 | 8,083,000 | 10,848,000 |
| Noninterest income | 597,000 | 1,201,000 | 1,800,000 | 2,440,000 |
| Noninterest expense | 1,795,000 | 3,547,000 | 5,285,000 | 7,078,000 |
| Provision for loan losses | 0 | 70,000 | 356,000 | 558,000 |
| Pretax income | 1,509,000 | 2,959,000 | 4,242,000 | 5,652,000 |
| Income tax | 482,000 | 941,000 | 1,337,000 | 1,795,000 |
| Net income | 1,027,000 | 2,018,000 | 2,905,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,291,000 | 19,182,000 | 19,369,000 | 20,321,000 |
| Total capital | 21,259,000 | 21,188,000 | 21,658,000 | 22,718,000 |
| Risk-weighted assets | 179,902,000 | 183,584,000 | 194,186,000 | 191,679,000 |