Call reports 2006
FIRSTBANK OF VAIL — 2006
What FIRSTBANK OF VAIL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,494,000 | 278,427,000 | 287,628,000 | 296,141,000 |
| Total loans | 156,395,000 | 174,979,000 | 184,900,000 | 192,215,000 |
| Allowance for loan losses | 1,510,000 | 1,623,000 | 1,701,000 | 1,850,000 |
| Securities available for sale | 55,395,000 | 54,022,000 | 54,335,000 | 53,438,000 |
| Securities held to maturity | 35,761,000 | 35,796,000 | 35,843,000 | 33,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,428,000 | 242,974,000 | 240,227,000 | 275,087,000 |
| Interest-bearing deposits | 191,815,000 | 182,104,000 | 183,174,000 | 209,466,000 |
| Noninterest-bearing deposits | 64,613,000 | 60,870,000 | 57,054,000 | 65,621,000 |
| Equity capital | 19,134,000 | 18,547,000 | 19,120,000 | 19,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,849,000 | 7,856,000 | 12,201,000 | 16,702,000 |
| Interest expense | 1,318,000 | 2,807,000 | 4,668,000 | 6,708,000 |
| Net interest income | 2,531,000 | 5,049,000 | 7,533,000 | 9,994,000 |
| Noninterest income | 626,000 | 1,211,000 | 1,772,000 | 2,354,000 |
| Noninterest expense | 1,757,000 | 3,373,000 | 5,128,000 | 6,811,000 |
| Provision for loan losses | -38,000 | 78,000 | 162,000 | 317,000 |
| Pretax income | 1,438,000 | 2,809,000 | 4,015,000 | 5,220,000 |
| Income tax | 441,000 | 855,000 | 1,220,000 | 1,590,000 |
| Net income | 997,000 | 1,954,000 | 2,795,000 | 3,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,031,000 | 18,988,000 | 18,829,000 | 18,963,000 |
| Total capital | 20,620,000 | 20,694,000 | 20,639,000 | 20,909,000 |
| Risk-weighted assets | 138,787,000 | 156,207,000 | 162,910,000 | 170,391,000 |