Call reports 2005
FIRSTBANK OF VAIL — 2005
What FIRSTBANK OF VAIL reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 263,935,000 | 258,118,000 | 259,352,000 | 261,557,000 |
| Total loans | 150,301,000 | 151,828,000 | 155,820,000 | 156,064,000 |
| Allowance for loan losses | 1,606,000 | 1,536,000 | 1,480,000 | 1,566,000 |
| Securities available for sale | 68,761,000 | 67,880,000 | 65,101,000 | 62,745,000 |
| Securities held to maturity | 24,110,000 | 24,901,000 | 25,935,000 | 25,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,317,000 | 227,224,000 | 231,600,000 | 240,741,000 |
| Interest-bearing deposits | 179,543,000 | 170,276,000 | 175,356,000 | 180,225,000 |
| Noninterest-bearing deposits | 62,774,000 | 56,948,000 | 56,244,000 | 60,516,000 |
| Equity capital | 18,900,000 | 19,785,000 | 19,587,000 | 19,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,917,000 | 10,513,000 | 14,228,000 |
| Interest expense | 741,000 | 1,618,000 | 2,630,000 | 3,840,000 |
| Net interest income | 2,648,000 | 5,299,000 | 7,883,000 | 10,388,000 |
| Noninterest income | 608,000 | 1,181,000 | 1,729,000 | 2,276,000 |
| Noninterest expense | 1,624,000 | 3,153,000 | 4,666,000 | 6,240,000 |
| Provision for loan losses | 42,000 | -21,000 | -65,000 | 32,000 |
| Pretax income | 1,590,000 | 3,348,000 | 5,011,000 | 6,392,000 |
| Income tax | 497,000 | 1,054,000 | 1,576,000 | 1,998,000 |
| Net income | 1,093,000 | 2,294,000 | 3,435,000 | 4,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,233,000 | 18,534,000 | 18,775,000 | 18,534,000 |
| Total capital | 19,839,000 | 20,070,000 | 20,255,000 | 20,100,000 |
| Risk-weighted assets | 132,269,000 | 133,197,000 | 135,354,000 | 136,721,000 |