Call reports 2004
FIRSTBANK OF VAIL — 2004
What FIRSTBANK OF VAIL reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 249,889,000 | 249,698,000 | 257,394,000 | 251,672,000 |
| Total loans | 153,190,000 | 149,540,000 | 150,567,000 | 149,379,000 |
| Allowance for loan losses | 1,766,000 | 1,702,000 | 1,605,000 | 1,565,000 |
| Securities available for sale | 65,350,000 | 69,646,000 | 71,824,000 | 70,806,000 |
| Securities held to maturity | 18,673,000 | 17,329,000 | 18,190,000 | 17,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,122,000 | 208,479,000 | 210,634,000 | 221,993,000 |
| Interest-bearing deposits | 168,451,000 | 162,101,000 | 161,222,000 | 164,879,000 |
| Noninterest-bearing deposits | 53,671,000 | 46,378,000 | 49,412,000 | 57,114,000 |
| Equity capital | 19,289,000 | 18,278,000 | 19,873,000 | 19,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,388,000 | 9,679,000 | 13,138,000 |
| Interest expense | 566,000 | 1,124,000 | 1,761,000 | 2,528,000 |
| Net interest income | 2,623,000 | 5,264,000 | 7,918,000 | 10,610,000 |
| Noninterest income | 616,000 | 1,192,000 | 1,715,000 | 2,254,000 |
| Noninterest expense | 1,563,000 | 3,189,000 | 4,794,000 | 6,419,000 |
| Provision for loan losses | -115,000 | -179,000 | -262,000 | -287,000 |
| Pretax income | 1,791,000 | 3,446,000 | 5,101,000 | 6,732,000 |
| Income tax | 561,000 | 1,092,000 | 1,591,000 | 2,131,000 |
| Net income | 1,230,000 | 2,354,000 | 3,510,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,768,000 | 17,893,000 | 18,348,000 | 18,040,000 |
| Total capital | 19,413,000 | 19,517,000 | 19,953,000 | 19,605,000 |
| Risk-weighted assets | 131,515,000 | 129,912,000 | 132,343,000 | 129,046,000 |