Call reports 2003
FIRSTBANK OF VAIL — 2003
What FIRSTBANK OF VAIL reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 232,029,000 | 218,445,000 | 246,596,000 | 249,773,000 |
| Total loans | 142,089,000 | 143,033,000 | 151,866,000 | 156,783,000 |
| Allowance for loan losses | 1,582,000 | 1,614,000 | 1,661,000 | 1,886,000 |
| Securities available for sale | 45,950,000 | 44,309,000 | 54,979,000 | 57,837,000 |
| Securities held to maturity | 17,212,000 | 17,598,000 | 17,964,000 | 18,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,179,000 | 197,899,000 | 225,983,000 | 229,264,000 |
| Interest-bearing deposits | 163,651,000 | 154,440,000 | 181,409,000 | 175,879,000 |
| Noninterest-bearing deposits | 48,528,000 | 43,459,000 | 44,574,000 | 53,385,000 |
| Equity capital | 17,673,000 | 18,311,000 | 17,918,000 | 18,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,246,000 | 6,438,000 | 9,523,000 | 12,767,000 |
| Interest expense | 628,000 | 1,239,000 | 1,855,000 | 2,482,000 |
| Net interest income | 2,618,000 | 5,199,000 | 7,668,000 | 10,285,000 |
| Noninterest income | 638,000 | 1,253,000 | 1,818,000 | 2,359,000 |
| Noninterest expense | 1,455,000 | 2,835,000 | 4,209,000 | 5,624,000 |
| Provision for loan losses | -32,000 | 2,000 | 55,000 | 309,000 |
| Pretax income | 1,833,000 | 3,615,000 | 5,222,000 | 6,711,000 |
| Income tax | 585,000 | 1,143,000 | 1,644,000 | 2,093,000 |
| Net income | 1,248,000 | 2,472,000 | 3,578,000 | 4,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,068,000 | 17,293,000 | 16,998,000 | 17,539,000 |
| Total capital | 18,629,000 | 18,828,000 | 18,643,000 | 19,217,000 |
| Risk-weighted assets | 124,839,000 | 122,709,000 | 131,597,000 | 134,058,000 |