Call reports 2002
FIRSTBANK OF VAIL — 2002
What FIRSTBANK OF VAIL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,531,000 | 209,351,000 | 206,683,000 | 223,835,000 |
| Total loans | 145,560,000 | 149,078,000 | 144,629,000 | 143,648,000 |
| Allowance for loan losses | 1,710,000 | 1,751,000 | 1,708,000 | 1,618,000 |
| Securities available for sale | 26,580,000 | 31,346,000 | 33,834,000 | 32,898,000 |
| Securities held to maturity | 17,537,000 | 18,402,000 | 17,539,000 | 17,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,785,000 | 179,631,000 | 179,040,000 | 203,526,000 |
| Interest-bearing deposits | 148,904,000 | 141,096,000 | 140,051,000 | 151,979,000 |
| Noninterest-bearing deposits | 46,881,000 | 38,535,000 | 38,990,000 | 51,547,000 |
| Equity capital | 15,932,000 | 16,842,000 | 17,813,000 | 17,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,349,000 | 6,739,000 | 10,156,000 | 13,476,000 |
| Interest expense | 748,000 | 1,463,000 | 2,152,000 | 2,798,000 |
| Net interest income | 2,601,000 | 5,276,000 | 8,004,000 | 10,678,000 |
| Noninterest income | 551,000 | 1,109,000 | 1,681,000 | 2,283,000 |
| Noninterest expense | 1,479,000 | 2,924,000 | 4,389,000 | 5,941,000 |
| Provision for loan losses | 12,000 | 53,000 | 33,000 | -58,000 |
| Pretax income | 1,661,000 | 3,408,000 | 5,263,000 | 7,078,000 |
| Income tax | 532,000 | 1,095,000 | 1,689,000 | 2,277,000 |
| Net income | 1,129,000 | 2,313,000 | 3,574,000 | 4,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,049,000 | 16,332,000 | 16,594,000 | 16,820,000 |
| Total capital | 17,573,000 | 17,887,000 | 18,122,000 | 18,369,000 |
| Risk-weighted assets | 122,244,000 | 124,235,000 | 122,098,000 | 123,842,000 |