Call reports 2007
CMS BANK — 2007
What CMS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 158,767,000 |
| Total loans | 103,359,000 |
| Allowance for loan losses | 215,000 |
| Securities available for sale | 5,144,000 |
| Securities held to maturity | 7,693,000 |
| Trading assets | 0 |
| Total deposits | 149,247,000 |
| Interest-bearing deposits | 101,345,000 |
| Noninterest-bearing deposits | 47,902,000 |
| Equity capital | 8,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 1,688,000 |
| Interest expense | 674,000 |
| Net interest income | 1,014,000 |
| Noninterest income | 64,000 |
| Noninterest expense | 1,176,000 |
| Provision for loan losses | 0 |
| Pretax income | -98,000 |
| Income tax | -31,000 |
| Net income | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 8,173,000 |
| Total capital | 8,388,000 |
| Risk-weighted assets | 78,522,000 |