Call reports 2004
CMS BANK — 2004
What CMS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,884,000 | 127,162,000 | 120,678,000 | 119,735,000 |
| Total loans | 85,749,000 | 86,573,000 | 84,568,000 | 82,690,000 |
| Allowance for loan losses | 179,000 | 179,000 | 170,000 | 185,000 |
| Securities available for sale | 6,833,000 | 6,995,000 | 7,046,000 | 5,867,000 |
| Securities held to maturity | 11,536,000 | 18,269,000 | 19,428,000 | 19,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,310,000 | 117,461,000 | 110,912,000 | 109,453,000 |
| Interest-bearing deposits | 102,875,000 | 105,045,000 | 98,897,000 | 97,927,000 |
| Noninterest-bearing deposits | 15,435,000 | 12,416,000 | 12,015,000 | 11,526,000 |
| Equity capital | 8,923,000 | 9,021,000 | 8,602,000 | 8,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,447,000 | 3,696,000 | 5,098,000 |
| Interest expense | 285,000 | 572,000 | 823,000 | 1,061,000 |
| Net interest income | 934,000 | 1,875,000 | 2,873,000 | 4,037,000 |
| Noninterest income | 91,000 | 173,000 | 257,000 | 337,000 |
| Noninterest expense | 1,005,000 | 2,021,000 | 3,643,000 | 4,602,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 18,000 |
| Pretax income | 20,000 | 27,000 | -516,000 | 26,000 |
| Income tax | 7,000 | 10,000 | -147,000 | 100,000 |
| Net income | 13,000 | 17,000 | -369,000 | -74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,936,000 | 7,940,000 | 7,558,000 | 7,853,000 |
| Total capital | 9,016,000 | 9,028,000 | 8,686,000 | 9,004,000 |
| Risk-weighted assets | 65,433,000 | 65,831,000 | 62,527,000 | 56,139,000 |
Machine access — free, no API key
Every figure shown here about CMS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.