Call reports 2001
CMS BANK — 2001
What CMS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,975,000 | 102,550,000 | 106,826,000 | 110,368,000 |
| Total loans | 66,916,000 | 73,443,000 | 80,916,000 | 82,858,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 170,000 |
| Securities available for sale | 15,587,000 | 14,843,000 | 14,227,000 | 13,674,000 |
| Securities held to maturity | 1,625,000 | 1,532,000 | 1,424,000 | 1,354,000 |
| Trading assets | 2,206,000 | 2,309,000 | 1,666,000 | 1,792,000 |
| Total deposits | 89,958,000 | 92,081,000 | 96,933,000 | 100,099,000 |
| Interest-bearing deposits | 81,625,000 | 83,451,000 | 87,299,000 | 88,448,000 |
| Noninterest-bearing deposits | 8,333,000 | 8,630,000 | 9,634,000 | 11,651,000 |
| Equity capital | 8,494,000 | 8,775,000 | 8,461,000 | 8,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,212,000 | 4,826,000 | 6,588,000 |
| Interest expense | 770,000 | 1,559,000 | 2,355,000 | 3,139,000 |
| Net interest income | 842,000 | 1,653,000 | 2,471,000 | 3,449,000 |
| Noninterest income | -154,000 | 86,000 | -212,000 | -9,000 |
| Noninterest expense | 904,000 | 1,783,000 | 2,673,000 | 3,532,000 |
| Provision for loan losses | 19,000 | 23,000 | 26,000 | 46,000 |
| Pretax income | -235,000 | -67,000 | -108,000 | 323,000 |
| Income tax | -94,000 | -29,000 | -42,000 | 61,000 |
| Net income | -141,000 | -38,000 | -66,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,927,000 | 7,030,000 | 7,002,000 | 7,330,000 |
| Total capital | 8,261,000 | 8,496,000 | 8,170,000 | 8,508,000 |
| Risk-weighted assets | 48,548,000 | 54,982,000 | 58,520,000 | 60,993,000 |