Call reports 2005
INTRUST BANK, NATIONAL ASSOCIATION — 2005
What INTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,754,143,000 | 2,770,875,000 | 2,887,904,000 | 3,074,133,000 |
| Total loans | 2,086,196,000 | 2,122,344,000 | 2,138,816,000 | 2,181,406,000 |
| Allowance for loan losses | 28,352,000 | 27,978,000 | 29,107,000 | 30,541,000 |
| Securities available for sale | 455,339,000 | 432,401,000 | 448,150,000 | 511,273,000 |
| Securities held to maturity | 6,670,000 | 6,726,000 | 8,703,000 | 9,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,231,348,000 | 2,227,395,000 | 2,289,043,000 | 2,490,077,000 |
| Interest-bearing deposits | 1,894,057,000 | 1,882,953,000 | 1,953,232,000 | 2,064,950,000 |
| Noninterest-bearing deposits | 337,291,000 | 344,442,000 | 335,811,000 | 425,127,000 |
| Equity capital | 252,151,000 | 257,998,000 | 261,204,000 | 264,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 34,431,000 | 71,819,000 | 111,676,000 | 155,051,000 |
| Interest expense | 9,298,000 | 20,480,000 | 33,432,000 | 48,425,000 |
| Net interest income | 25,133,000 | 51,339,000 | 78,244,000 | 106,626,000 |
| Noninterest income | 13,511,000 | 28,120,000 | 43,034,000 | 57,650,000 |
| Noninterest expense | 23,854,000 | 48,833,000 | 74,237,000 | 99,634,000 |
| Provision for loan losses | 2,000,000 | 2,854,000 | 4,983,000 | 8,018,000 |
| Pretax income | 12,790,000 | 27,772,000 | 42,058,000 | 56,624,000 |
| Income tax | 4,854,000 | 10,495,000 | 15,873,000 | 21,287,000 |
| Net income | 7,936,000 | 17,277,000 | 26,185,000 | 35,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,620,000 | 247,138,000 | 251,218,000 | 255,587,000 |
| Total capital | 272,892,000 | 277,335,000 | 282,665,000 | 288,433,000 |
| Risk-weighted assets | 2,421,571,000 | 2,478,806,000 | 2,544,160,000 | 2,641,776,000 |