Call reports 2004
INTRUST BANK, NATIONAL ASSOCIATION — 2004
What INTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,679,442,000 | 2,679,445,000 | 2,717,083,000 | 2,725,977,000 |
| Total loans | 1,946,504,000 | 1,951,946,000 | 1,975,946,000 | 2,032,764,000 |
| Allowance for loan losses | 28,146,000 | 29,076,000 | 29,824,000 | 29,315,000 |
| Securities available for sale | 524,713,000 | 530,645,000 | 533,541,000 | 493,902,000 |
| Securities held to maturity | 8,932,000 | 8,485,000 | 6,395,000 | 5,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,115,501,000 | 2,090,204,000 | 2,137,054,000 | 2,158,735,000 |
| Interest-bearing deposits | 1,764,600,000 | 1,753,562,000 | 1,818,693,000 | 1,803,882,000 |
| Noninterest-bearing deposits | 350,901,000 | 336,642,000 | 318,361,000 | 354,853,000 |
| Equity capital | 245,472,000 | 242,962,000 | 249,778,000 | 250,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 29,651,000 | 59,333,000 | 90,458,000 | 123,335,000 |
| Interest expense | 6,245,000 | 12,369,000 | 19,522,000 | 27,632,000 |
| Net interest income | 23,406,000 | 46,964,000 | 70,936,000 | 95,703,000 |
| Noninterest income | 13,613,000 | 29,336,000 | 43,577,000 | 57,610,000 |
| Noninterest expense | 23,469,000 | 46,829,000 | 69,669,000 | 94,610,000 |
| Provision for loan losses | 2,250,000 | 4,500,000 | 6,500,000 | 8,000,000 |
| Pretax income | 11,300,000 | 24,971,000 | 38,344,000 | 50,703,000 |
| Income tax | 4,253,000 | 9,405,000 | 14,435,000 | 19,115,000 |
| Net income | 7,047,000 | 15,566,000 | 23,909,000 | 31,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,351,000 | 232,050,000 | 235,575,000 | 238,388,000 |
| Total capital | 256,445,000 | 260,731,000 | 264,207,000 | 267,703,000 |
| Risk-weighted assets | 2,247,112,000 | 2,294,046,000 | 2,289,348,000 | 2,377,532,000 |