Call reports 2025
HILLS BANK AND TRUST COMPANY — 2025
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,562,633,000 | 4,603,395,000 | 4,651,807,000 | 4,646,755,000 |
| Total loans | 3,474,195,000 | 3,521,905,000 | 3,559,924,000 | 3,573,070,000 |
| Allowance for loan losses | 52,950,000 | 54,020,000 | 59,097,000 | 58,204,000 |
| Securities available for sale | 906,111,000 | 941,571,000 | 962,763,000 | 955,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,481,127,000 | 3,336,244,000 | 3,381,214,000 | 3,371,323,000 |
| Interest-bearing deposits | 2,897,774,000 | 2,745,205,000 | 2,802,757,000 | 2,774,563,000 |
| Noninterest-bearing deposits | 583,353,000 | 591,039,000 | 578,457,000 | 596,760,000 |
| Equity capital | 543,875,000 | 561,179,000 | 584,210,000 | 602,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 55,204,000 | 113,186,000 | 173,028,000 | 233,773,000 |
| Interest expense | 21,042,000 | 41,985,000 | 63,317,000 | 83,594,000 |
| Net interest income | 34,162,000 | 71,201,000 | 109,711,000 | 150,179,000 |
| Noninterest income | 8,049,000 | 16,392,000 | 25,036,000 | 33,866,000 |
| Noninterest expense | 20,374,000 | 40,595,000 | 61,090,000 | 85,266,000 |
| Provision for loan losses | 3,070,000 | 4,178,000 | 10,034,000 | 10,724,000 |
| Pretax income | 17,967,000 | 41,990,000 | 58,380,000 | 76,821,000 |
| Income tax | 3,489,000 | 8,554,000 | 11,851,000 | 15,380,000 |
| Net income | 14,478,000 | 33,436,000 | 46,529,000 | 61,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 567,570,000 | 580,696,000 | 590,905,000 | 601,341,000 |