Call reports 2024
HILLS BANK AND TRUST COMPANY — 2024
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,386,554,000 | 4,340,537,000 | 4,435,900,000 | 4,586,865,000 |
| Total loans | 3,446,462,000 | 3,451,628,000 | 3,429,327,000 | 3,442,432,000 |
| Allowance for loan losses | 49,830,000 | 49,730,000 | 50,220,000 | 50,940,000 |
| Securities available for sale | 784,030,000 | 788,979,000 | 889,534,000 | 944,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,364,147,000 | 3,235,088,000 | 3,378,354,000 | 3,348,459,000 |
| Interest-bearing deposits | 2,790,964,000 | 2,658,801,000 | 2,822,085,000 | 2,766,990,000 |
| Noninterest-bearing deposits | 573,183,000 | 576,287,000 | 556,269,000 | 581,469,000 |
| Equity capital | 511,978,000 | 522,510,000 | 541,922,000 | 541,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 48,721,000 | 98,424,000 | 150,268,000 | 203,441,000 |
| Interest expense | 21,051,000 | 42,757,000 | 65,173,000 | 87,617,000 |
| Net interest income | 27,670,000 | 55,667,000 | 85,095,000 | 115,824,000 |
| Noninterest income | 7,335,000 | 15,717,000 | 23,915,000 | 33,340,000 |
| Noninterest expense | 19,990,000 | 39,737,000 | 59,547,000 | 80,668,000 |
| Provision for loan losses | 387,000 | 1,162,000 | 3,373,000 | 4,418,000 |
| Pretax income | 15,378,000 | 31,335,000 | 46,840,000 | 61,071,000 |
| Income tax | 3,278,000 | 6,689,000 | 9,912,000 | 12,633,000 |
| Net income | 12,100,000 | 24,646,000 | 36,928,000 | 48,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 539,229,000 | 550,503,000 | 557,373,000 | 566,359,000 |