Call reports 2022
HILLS BANK AND TRUST COMPANY — 2022
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,150,662,000 | 3,936,897,000 | 3,999,003,000 | 3,979,185,000 |
| Total loans | 2,692,495,000 | 2,807,899,000 | 2,949,059,000 | 3,110,084,000 |
| Allowance for loan losses | 35,850,000 | 38,260,000 | 38,980,000 | 41,440,000 |
| Securities available for sale | 687,769,000 | 767,422,000 | 747,553,000 | 776,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,663,031,000 | 3,447,323,000 | 3,516,561,000 | 3,358,528,000 |
| Interest-bearing deposits | 3,037,154,000 | 2,801,116,000 | 2,820,160,000 | 2,710,517,000 |
| Noninterest-bearing deposits | 625,877,000 | 646,207,000 | 696,401,000 | 648,010,000 |
| Equity capital | 466,684,000 | 468,201,000 | 462,346,000 | 481,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 28,236,000 | 60,020,000 | 94,439,000 | 131,088,000 |
| Interest expense | 3,056,000 | 6,150,000 | 10,254,000 | 16,086,000 |
| Net interest income | 25,180,000 | 53,870,000 | 84,185,000 | 115,002,000 |
| Noninterest income | 7,352,000 | 14,607,000 | 21,387,000 | 28,310,000 |
| Noninterest expense | 17,803,000 | 36,395,000 | 55,478,000 | 75,385,000 |
| Provision for loan losses | 264,000 | 2,345,000 | 3,000,000 | 5,760,000 |
| Pretax income | 13,625,000 | 28,477,000 | 46,824,000 | 61,587,000 |
| Income tax | 2,969,000 | 6,273,000 | 10,735,000 | 13,383,000 |
| Net income | 10,656,000 | 22,204,000 | 36,089,000 | 48,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 485,044,000 | 496,682,000 | 510,806,000 | 520,149,000 |