Call reports 2021
HILLS BANK AND TRUST COMPANY — 2021
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,001,243,000 | 3,924,367,000 | 4,084,081,000 | 4,042,495,000 |
| Total loans | 2,700,769,000 | 2,700,452,000 | 2,665,526,000 | 2,666,248,000 |
| Allowance for loan losses | 36,620,000 | 35,940,000 | 35,590,000 | 35,470,000 |
| Securities available for sale | 433,713,000 | 468,485,000 | 501,265,000 | 551,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,412,754,000 | 3,322,956,000 | 3,469,995,000 | 3,536,687,000 |
| Interest-bearing deposits | 2,840,691,000 | 2,743,608,000 | 2,888,686,000 | 2,903,069,000 |
| Noninterest-bearing deposits | 572,063,000 | 579,348,000 | 581,309,000 | 633,618,000 |
| Equity capital | 462,031,000 | 475,287,000 | 485,717,000 | 488,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 31,127,000 | 61,921,000 | 93,117,000 | 122,089,000 |
| Interest expense | 4,894,000 | 9,492,000 | 13,664,000 | 17,627,000 |
| Net interest income | 26,233,000 | 52,429,000 | 79,453,000 | 104,462,000 |
| Noninterest income | 9,149,000 | 17,377,000 | 25,846,000 | 34,770,000 |
| Noninterest expense | 18,632,000 | 36,880,000 | 55,095,000 | 81,811,000 |
| Provision for loan losses | -3,740,000 | -5,149,000 | -5,557,000 | -5,773,000 |
| Pretax income | 19,734,000 | 37,569,000 | 54,765,000 | 62,928,000 |
| Income tax | 4,507,000 | 8,561,000 | 12,466,000 | 14,304,000 |
| Net income | 15,227,000 | 29,008,000 | 42,299,000 | 48,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 453,527,000 | 467,387,000 | 478,951,000 | 484,429,000 |