Call reports 2020
HILLS BANK AND TRUST COMPANY — 2020
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,364,758,000 | 3,575,478,000 | 3,778,641,000 | 3,778,765,000 |
| Total loans | 2,676,331,000 | 2,794,383,000 | 2,796,070,000 | 2,755,029,000 |
| Allowance for loan losses | 38,340,000 | 37,620,000 | 37,060,000 | 37,070,000 |
| Securities available for sale | 371,839,000 | 366,452,000 | 375,255,000 | 408,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,734,416,000 | 2,925,788,000 | 3,116,924,000 | 3,194,158,000 |
| Interest-bearing deposits | 2,352,932,000 | 2,433,780,000 | 2,616,384,000 | 2,661,479,000 |
| Noninterest-bearing deposits | 381,484,000 | 492,008,000 | 500,540,000 | 532,679,000 |
| Equity capital | 427,129,000 | 444,768,000 | 453,991,000 | 464,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 32,452,000 | 64,698,000 | 96,373,000 | 128,528,000 |
| Interest expense | 7,862,000 | 14,507,000 | 20,972,000 | 26,952,000 |
| Net interest income | 24,590,000 | 50,191,000 | 75,401,000 | 101,576,000 |
| Noninterest income | 6,361,000 | 13,226,000 | 21,007,000 | 29,024,000 |
| Noninterest expense | 17,229,000 | 34,549,000 | 52,804,000 | 75,966,000 |
| Provision for loan losses | 4,649,000 | 4,657,000 | 4,500,000 | 4,358,000 |
| Pretax income | 9,083,000 | 24,221,000 | 39,114,000 | 50,286,000 |
| Income tax | 1,955,000 | 5,473,000 | 8,878,000 | 11,450,000 |
| Net income | 7,128,000 | 18,748,000 | 30,236,000 | 38,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 423,623,000 | 435,447,000 | 444,460,000 | 453,073,000 |