Call reports 2019
HILLS BANK AND TRUST COMPANY — 2019
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,226,498,000 | 3,262,302,000 | 3,356,445,000 | 3,299,556,000 |
| Total loans | 2,649,275,000 | 2,652,192,000 | 2,663,738,000 | 2,648,437,000 |
| Allowance for loan losses | 36,520,000 | 35,650,000 | 35,570,000 | 33,760,000 |
| Securities available for sale | 323,917,000 | 308,052,000 | 323,378,000 | 355,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,598,965,000 | 2,620,992,000 | 2,702,360,000 | 2,666,889,000 |
| Interest-bearing deposits | 2,235,521,000 | 2,249,340,000 | 2,330,116,000 | 2,278,866,000 |
| Noninterest-bearing deposits | 363,444,000 | 371,652,000 | 372,244,000 | 388,023,000 |
| Equity capital | 391,207,000 | 404,781,000 | 416,662,000 | 428,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 31,846,000 | 65,083,000 | 99,052,000 | 132,332,000 |
| Interest expense | 8,074,000 | 16,922,000 | 26,197,000 | 34,873,000 |
| Net interest income | 23,772,000 | 48,161,000 | 72,855,000 | 97,459,000 |
| Noninterest income | 5,395,000 | 11,425,000 | 18,179,000 | 25,332,000 |
| Noninterest expense | 15,989,000 | 32,296,000 | 48,842,000 | 67,067,000 |
| Provision for loan losses | -1,246,000 | -1,787,000 | -1,642,000 | -2,880,000 |
| Pretax income | 14,424,000 | 29,025,000 | 43,806,000 | 58,576,000 |
| Income tax | 3,171,000 | 6,407,000 | 9,749,000 | 12,821,000 |
| Net income | 11,253,000 | 22,618,000 | 34,057,000 | 45,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 389,708,000 | 401,309,000 | 412,914,000 | 424,127,000 |
| Total capital | 420,141,000 | 431,664,000 | 443,869,000 | 455,440,000 |
| Risk-weighted assets | 2,428,590,000 | 2,423,107,000 | 2,471,751,000 | 2,502,623,000 |