Call reports 2018
HILLS BANK AND TRUST COMPANY — 2018
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,057,657,000 | 3,001,373,000 | 3,100,754,000 | 3,041,233,000 |
| Total loans | 2,458,409,000 | 2,509,558,000 | 2,560,133,000 | 2,630,879,000 |
| Allowance for loan losses | 28,910,000 | 29,510,000 | 31,010,000 | 37,810,000 |
| Securities available for sale | 299,941,000 | 288,501,000 | 292,302,000 | 318,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,442,781,000 | 2,398,169,000 | 2,489,426,000 | 2,425,343,000 |
| Interest-bearing deposits | 2,077,421,000 | 2,011,844,000 | 2,114,273,000 | 2,053,191,000 |
| Noninterest-bearing deposits | 365,360,000 | 386,325,000 | 375,153,000 | 372,152,000 |
| Equity capital | 361,264,000 | 371,214,000 | 378,906,000 | 385,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 28,031,000 | 57,095,000 | 87,506,000 | 118,797,000 |
| Interest expense | 5,738,000 | 11,979,000 | 18,870,000 | 26,323,000 |
| Net interest income | 22,293,000 | 45,116,000 | 68,636,000 | 92,474,000 |
| Noninterest income | 5,899,000 | 12,268,000 | 19,076,000 | 24,212,000 |
| Noninterest expense | 15,330,000 | 30,925,000 | 46,825,000 | 61,730,000 |
| Provision for loan losses | -765,000 | -54,000 | 1,539,000 | 8,497,000 |
| Pretax income | 13,627,000 | 26,513,000 | 39,348,000 | 46,459,000 |
| Income tax | 2,731,000 | 5,365,000 | 7,995,000 | 9,178,000 |
| Net income | 10,896,000 | 21,148,000 | 31,353,000 | 37,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,639,000 | 372,438,000 | 380,850,000 | 385,943,000 |
| Total capital | 391,105,000 | 401,489,000 | 410,233,000 | 416,197,000 |
| Risk-weighted assets | 2,276,871,000 | 2,323,660,000 | 2,349,001,000 | 2,412,776,000 |