Call reports 2017
HILLS BANK AND TRUST COMPANY — 2017
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,795,161,000 | 2,727,355,000 | 2,781,848,000 | 2,961,967,000 |
| Total loans | 2,309,647,000 | 2,378,467,000 | 2,427,497,000 | 2,465,727,000 |
| Allowance for loan losses | 26,450,000 | 28,950,000 | 29,350,000 | 29,400,000 |
| Securities available for sale | 273,409,000 | 251,984,000 | 254,984,000 | 285,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,174,592,000 | 2,087,372,000 | 2,073,757,000 | 2,293,088,000 |
| Interest-bearing deposits | 1,834,350,000 | 1,730,453,000 | 1,723,556,000 | 1,928,763,000 |
| Noninterest-bearing deposits | 340,242,000 | 356,919,000 | 350,201,000 | 364,325,000 |
| Equity capital | 336,994,000 | 344,153,000 | 352,710,000 | 355,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 25,180,000 | 51,313,000 | 78,184,000 | 105,952,000 |
| Interest expense | 3,983,000 | 8,166,000 | 12,816,000 | 17,972,000 |
| Net interest income | 21,197,000 | 43,147,000 | 65,368,000 | 87,980,000 |
| Noninterest income | 5,134,000 | 10,268,000 | 15,404,000 | 20,795,000 |
| Noninterest expense | 14,144,000 | 29,305,000 | 43,981,000 | 58,749,000 |
| Provision for loan losses | -814,000 | 1,697,000 | 1,827,000 | 1,688,000 |
| Pretax income | 13,001,000 | 22,413,000 | 34,964,000 | 48,338,000 |
| Income tax | 4,186,000 | 7,027,000 | 11,072,000 | 19,609,000 |
| Net income | 8,815,000 | 15,386,000 | 23,892,000 | 28,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,790,000 | 342,966,000 | 351,549,000 | 355,402,000 |
| Total capital | 363,240,000 | 371,002,000 | 380,050,000 | 384,181,000 |
| Risk-weighted assets | 2,223,099,000 | 2,241,949,000 | 2,279,212,000 | 2,301,689,000 |