Call reports 2015
HILLS BANK AND TRUST COMPANY — 2015
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,405,270,000 | 2,369,677,000 | 2,424,021,000 | 2,492,054,000 |
| Total loans | 2,003,674,000 | 2,035,466,000 | 2,081,728,000 | 2,131,238,000 |
| Allowance for loan losses | 24,360,000 | 25,800,000 | 25,480,000 | 26,510,000 |
| Securities available for sale | 259,878,000 | 246,944,000 | 247,485,000 | 264,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,908,102,000 | 1,820,812,000 | 1,890,297,000 | 1,891,540,000 |
| Interest-bearing deposits | 1,627,670,000 | 1,528,601,000 | 1,592,621,000 | 1,576,586,000 |
| Noninterest-bearing deposits | 280,432,000 | 292,211,000 | 297,676,000 | 314,954,000 |
| Equity capital | 291,117,000 | 298,113,000 | 304,095,000 | 309,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,220,000 | 45,253,000 | 68,555,000 | 92,193,000 |
| Interest expense | 3,639,000 | 7,300,000 | 11,018,000 | 14,979,000 |
| Net interest income | 18,581,000 | 37,953,000 | 57,537,000 | 77,214,000 |
| Noninterest income | 4,944,000 | 10,406,000 | 15,579,000 | 20,611,000 |
| Noninterest expense | 13,036,000 | 26,379,000 | 39,889,000 | 54,570,000 |
| Provision for loan losses | -61,000 | 455,000 | 360,000 | 1,655,000 |
| Pretax income | 10,550,000 | 21,525,000 | 32,867,000 | 41,600,000 |
| Income tax | 3,250,000 | 6,674,000 | 10,249,000 | 12,807,000 |
| Net income | 7,300,000 | 14,851,000 | 22,618,000 | 28,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,039,000 | 296,580,000 | 302,938,000 | 308,561,000 |
| Total capital | 313,399,000 | 321,664,000 | 328,418,000 | 335,009,000 |
| Risk-weighted assets | 1,993,762,000 | 2,005,994,000 | 2,075,570,000 | 2,115,742,000 |