Call reports 2014
HILLS BANK AND TRUST COMPANY — 2014
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,234,279,000 | 2,219,352,000 | 2,307,811,000 | 2,333,296,000 |
| Total loans | 1,853,697,000 | 1,896,649,000 | 1,942,132,000 | 1,990,369,000 |
| Allowance for loan losses | 25,860,000 | 25,350,000 | 24,500,000 | 24,020,000 |
| Securities available for sale | 238,977,000 | 239,805,000 | 243,818,000 | 258,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,776,120,000 | 1,727,985,000 | 1,841,369,000 | 1,836,950,000 |
| Interest-bearing deposits | 1,531,095,000 | 1,466,420,000 | 1,571,230,000 | 1,548,232,000 |
| Noninterest-bearing deposits | 245,025,000 | 261,565,000 | 270,139,000 | 288,717,000 |
| Equity capital | 272,828,000 | 279,853,000 | 285,832,000 | 289,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 20,877,000 | 42,363,000 | 64,170,000 | 86,632,000 |
| Interest expense | 3,857,000 | 7,622,000 | 11,332,000 | 15,059,000 |
| Net interest income | 17,020,000 | 34,741,000 | 52,838,000 | 71,573,000 |
| Noninterest income | 4,409,000 | 9,342,000 | 14,578,000 | 19,296,000 |
| Noninterest expense | 12,142,000 | 24,557,000 | 37,244,000 | 51,087,000 |
| Provision for loan losses | 45,000 | -201,000 | -1,209,000 | 1,042,000 |
| Pretax income | 9,242,000 | 19,727,000 | 31,381,000 | 38,740,000 |
| Income tax | 2,560,000 | 5,786,000 | 9,456,000 | 11,383,000 |
| Net income | 6,682,000 | 13,941,000 | 21,925,000 | 27,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,351,000 | 276,598,000 | 282,584,000 | 287,504,000 |
| Total capital | 290,224,000 | 297,924,000 | 304,480,000 | 310,066,000 |
| Risk-weighted assets | 1,664,853,000 | 1,702,085,000 | 1,749,066,000 | 1,803,533,000 |