Call reports 2013
HILLS BANK AND TRUST COMPANY — 2013
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,116,753,000 | 2,072,522,000 | 2,134,336,000 | 2,167,382,000 |
| Total loans | 1,738,617,000 | 1,769,860,000 | 1,796,677,000 | 1,832,733,000 |
| Allowance for loan losses | 24,620,000 | 24,400,000 | 24,750,000 | 25,550,000 |
| Securities available for sale | 227,049,000 | 224,545,000 | 227,679,000 | 238,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,679,495,000 | 1,641,675,000 | 1,696,563,000 | 1,712,895,000 |
| Interest-bearing deposits | 1,443,823,000 | 1,405,034,000 | 1,446,337,000 | 1,456,107,000 |
| Noninterest-bearing deposits | 235,672,000 | 236,641,000 | 250,226,000 | 256,788,000 |
| Equity capital | 254,648,000 | 258,854,000 | 266,254,000 | 272,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,952,000 | 41,878,000 | 62,920,000 | 84,109,000 |
| Interest expense | 4,373,000 | 8,663,000 | 12,804,000 | 16,889,000 |
| Net interest income | 16,579,000 | 33,215,000 | 50,116,000 | 67,220,000 |
| Noninterest income | 5,061,000 | 10,364,000 | 15,310,000 | 19,986,000 |
| Noninterest expense | 11,937,000 | 24,251,000 | 36,578,000 | 48,779,000 |
| Provision for loan losses | -171,000 | -421,000 | -309,000 | 1,131,000 |
| Pretax income | 9,891,000 | 19,766,000 | 29,174,000 | 37,313,000 |
| Income tax | 3,044,000 | 5,939,000 | 8,659,000 | 11,052,000 |
| Net income | 6,847,000 | 13,827,000 | 20,515,000 | 26,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,687,000 | 255,695,000 | 262,425,000 | 268,031,000 |
| Total capital | 269,056,000 | 276,164,000 | 283,073,000 | 288,875,000 |
| Risk-weighted assets | 1,625,282,000 | 1,633,576,000 | 1,647,772,000 | 1,662,798,000 |