Call reports 2012
HILLS BANK AND TRUST COMPANY — 2012
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,103,059,000 | 2,052,729,000 | 2,067,291,000 | 2,099,255,000 |
| Total loans | 1,708,705,000 | 1,699,602,000 | 1,707,385,000 | 1,751,931,000 |
| Allowance for loan losses | 28,730,000 | 26,670,000 | 26,170,000 | 25,160,000 |
| Securities available for sale | 211,851,000 | 215,189,000 | 219,774,000 | 226,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,615,254,000 | 1,563,826,000 | 1,610,515,000 | 1,665,911,000 |
| Interest-bearing deposits | 1,393,625,000 | 1,337,248,000 | 1,375,729,000 | 1,391,938,000 |
| Noninterest-bearing deposits | 221,629,000 | 226,578,000 | 234,785,000 | 273,973,000 |
| Equity capital | 236,962,000 | 244,594,000 | 249,782,000 | 254,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,622,000 | 44,836,000 | 66,901,000 | 88,480,000 |
| Interest expense | 5,611,000 | 11,198,000 | 16,650,000 | 21,578,000 |
| Net interest income | 17,011,000 | 33,638,000 | 50,251,000 | 66,902,000 |
| Noninterest income | 5,218,000 | 10,584,000 | 16,109,000 | 21,562,000 |
| Noninterest expense | 11,549,000 | 23,579,000 | 38,711,000 | 53,480,000 |
| Provision for loan losses | -560,000 | -2,292,000 | -2,900,000 | -2,849,000 |
| Pretax income | 11,246,000 | 22,941,000 | 30,555,000 | 37,827,000 |
| Income tax | 3,287,000 | 6,852,000 | 8,872,000 | 10,741,000 |
| Net income | 7,959,000 | 16,089,000 | 21,683,000 | 27,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,129,000 | 237,759,000 | 242,853,000 | 247,757,000 |
| Total capital | 249,856,000 | 257,312,000 | 262,231,000 | 268,046,000 |
| Risk-weighted assets | 1,569,139,000 | 1,557,118,000 | 1,543,479,000 | 1,618,237,000 |