Call reports 2011
HILLS BANK AND TRUST COMPANY — 2011
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,996,941,000 | 1,939,306,000 | 1,994,520,000 | 2,018,333,000 |
| Total loans | 1,606,974,000 | 1,640,219,000 | 1,689,817,000 | 1,718,698,000 |
| Allowance for loan losses | 29,820,000 | 29,260,000 | 29,650,000 | 30,150,000 |
| Securities available for sale | 214,336,000 | 215,081,000 | 217,605,000 | 211,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,551,146,000 | 1,483,233,000 | 1,538,956,000 | 1,528,360,000 |
| Interest-bearing deposits | 1,359,690,000 | 1,287,318,000 | 1,321,631,000 | 1,304,982,000 |
| Noninterest-bearing deposits | 191,456,000 | 195,915,000 | 217,325,000 | 223,378,000 |
| Equity capital | 192,567,000 | 199,121,000 | 205,953,000 | 235,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 22,839,000 | 46,005,000 | 69,338,000 | 92,562,000 |
| Interest expense | 6,384,000 | 12,621,000 | 18,579,000 | 24,362,000 |
| Net interest income | 16,455,000 | 33,384,000 | 50,759,000 | 68,200,000 |
| Noninterest income | 4,515,000 | 9,425,000 | 14,286,000 | 19,253,000 |
| Noninterest expense | 10,833,000 | 21,372,000 | 32,422,000 | 43,813,000 |
| Provision for loan losses | 1,465,000 | 1,199,000 | 2,760,000 | 5,661,000 |
| Pretax income | 8,672,000 | 20,238,000 | 29,892,000 | 38,008,000 |
| Income tax | 2,435,000 | 5,975,000 | 8,760,000 | 10,970,000 |
| Net income | 6,237,000 | 14,263,000 | 21,132,000 | 27,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,915,000 | 192,591,000 | 198,460,000 | 227,668,000 |
| Total capital | 205,793,000 | 211,199,000 | 217,460,000 | 247,271,000 |
| Risk-weighted assets | 1,499,338,000 | 1,478,025,000 | 1,509,315,000 | 1,557,660,000 |